Finding a mortgage with the best conditions can be a daunting task at the best of times, especially in today´s financial climate. However, with mortgage interest rates having risen a third over the last two years, a good mortgage can make the difference losing a property or surviving the economic downturn.

Many years ago, Spain was a bargain hunters paradise. Cheap property, holidays, food and drink made it a favourite for property investors and holiday makers alike. Not so today with the exaggerated increase in mortgage interest rates and basic food stuffs.